Highlights Investors Care About

• 8–10% annual yield targets

• Low LTV ratios (Max 75% to under 65%)

• 12–18 month terms for flexibility

• Monthly income distributions; reinvestment of monthly earnings to achieve compounding interest

• No stock market exposure

Manager “skin in the game”.  Every loan made by Blue Bay Fund is first made 100% by our fund manager, Edwin Epperson. Investors then backfill our manager's position with their own selected amount.

Unsurprisingly, finances are a top priority for people approaching retirement age. Knowing how much you need to retire comfortably and confidently is extremely important. Yet, it can be challenging, as inflation and the increase in the cost of living will quickly erode your ability to retire. So, how can you address your concerns effectively and efficiently?

More so, investing in real estate comes with TWO types of insurance protections: property insurance and title insurance. When one of my partners decides to invest in real estate through Blue Bay Fund I, there is an essential type of insurance that provides protection that is not available to real estate buyers. From a passive investor’s perspective, this is a great thing to know. It gives them confidence and builds trust that their invested capital in Blue Bay Fund is the safest investment they can find. This ensures that whatever opportunity my investors are participating in, they are correctly and fully protected, with the total weight of the courts backing their interest in the investment.

What exactly is a self-directed IRA? Self-directed IRAs (SDIRA) give owners complete control over retirement funds and investing decisions. These plans can use alternative investments, like real estate, to create diversity and build retirement wealth.

Investing in mortgages can be challenging, especially when it comes to gaining liquidity. Luckily, Blue Bay Fund has a unique solution that will help its partners overcome this challenge. Our fund allows partners to buy a slice of a mortgage or the entire mortgage and list their purchased slice(s) for sale to other fund partners at par value.