Alternative Investments for Non-Accredited Investors: Opportunities Beyond Wall Street.
Tired of being shut out of the most rewarding investment opportunities? Accessing alternative investments for non accredited investors is hard. In fact, less than 10% of private real estate deals are accessible to non accredited investors—locking out millions of hard-working Americans from powerful wealth-building vehicles. Between complex regulations and Wall Street gatekeepers, high-yield opportunities—like real estate syndications, private loans, and joint ventures—are often out of reach.
Why Are Non Accredited Investors Locked Out of Private Markets?
Blue Bay Fund I is changing that. We build personal, trust-first relationships with future investors-no matter your current accreditation status. Through education, clarity, and connection, we help you position for future access to fractional loans, apartment deals, and commercial real estate.
Because at Blue Bay, investing isn’t about credentials-it’s about building something that lasts.
Alternative Investments for Non Accredited Investors: Opportunities Beyond Wall Street
At Blue Bay Fund I, we believe that building trust—not status—is the key to unlocking meaningful investment opportunities.
A non accredited investor is someone who doesn’t meet the SEC’s income or net worth criteria to invest in most private offerings. This includes individuals earning less than $200,000 annually (or $300,000 with a spouse) and with a net worth under $1 million (excluding primary residence).
Despite this, non accredited investors have growing options:
Fractional ownership in real estate
Private lending
Crowdfunding platforms (under Reg A+ or Reg CF)
Strategic relationships with trusted operators (like Blue Bay Fund I)
Blue Bay Fund I offers future access through relationship-based investing—not public platforms.
How Non Accredited Investors Can Access Private Deals
At Blue Bay Fund I, we believe that building trust—not status—is the key to unlocking meaningful investment opportunities.
What is a Non Accredited Investor?
A non accredited investor is someone who does not meet the SEC's criteria for:
Income: Less than $200,000 annually as an individual, or less than $300,000 with a spouse
Net Worth: Under $1 million, excluding their primary residence
Because of these criteria, they are restricted from most Regulation D private investment offerings. for income ($200k+ individually or $300k+ jointly) or net worth ($1M+ excluding primary residence) and is therefore restricted from most Regulation D private investment offerings.
A non accredited investor is someone who does not meet the SEC's criteria for income ($200k+ individually or $300k+ jointly) or net worth ($1M+ excluding primary residence) and is therefore restricted from most Regulation D private investment offerings.
Despite this, non accredited investors have growing options:
Fractional ownership in real estate
Private lending
Crowdfunding platforms (under Reg A+ or Reg CF)
Strategic relationships with trusted operators (like Blue Bay Fund I)
Blue Bay Fund I offers future access through relationship-based investing—not public platforms.
Crowdfunding for Non Accredited Investors: A Real Estate Gateway
Crowdfunding is one of the most accessible avenues for non accredited investors to participate in real estate.
Popular platforms include:
These platforms provide a starting point—but they lack the personalization, transparency, and upside of private deals.
Looking for an alternative to crowdfunding? Blue Bay Fund I offers fractional private loans, joint ventures, and real estate syndications—exclusively through our Investor Network.
Join the Inner Circle and schedule your 1:1 investor call today.
Crowdfunding is one of the most accessible avenues for non accredited investors to participate in real estate.
Popular platforms include:
Fundrise – Diversified eREITs with low minimums
RealtyMogul – Offers both Reg A+ and institutional deals
Groundfloor – Short-term real estate loans
These platforms provide a starting point—but they lack the personalization, transparency, and upside of private deals.
Best Real Estate Crowdfunding Platforms for Non Accredited Investors:
Fundrise
RealtyMogul
Groundfloor
Accredited vs Non Accredited Investors: What’s the Real Difference?
Access—not intelligence or capability—is the key differentiator. Smart investors start where they are and build relationships over time.
Blue Bay Fund I helps bridge that gap.
At a glance:
Accredited Investors meet SEC income/net worth thresholds
Non Accredited Investors don’t—but that doesn’t mean they’re unsophisticated
The real difference? Access. Most private deals are only available to accredited investors. But smart investors like you can:
Start small with the right partners
Grow into eligibility over time
Build trust before capital deployment
Blue Bay Fund I helps bridge that gap.
With Honor,
Edwin D. Epperson III,
Manager & CEO
Soli Deo Gloria
