CIGARS, WHISKEY & CAPITAL JOURNAL
Disciplined Thinking. Enduring Capital.
Cigars, Whiskey & Capital is Blue Bay Fund’s investment journal and perspective on alternative investment solutions. A place where disciplined private credit, leadership-driven wealth strategy, and long-term capital stewardship meet the mindset of serious investors.
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Alternative Investment Perspective
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Private Credit & Income
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Capital Stewardship & Risk
Build Wealth with Real Estate Note Investing
Discover how high-yield real estate notes are helping savvy investors build crash-proof wealth. With fixed monthly income, asset-backed security, and no operational hassle, this powerful strategy offers predictable returns and protection in volatile markets.
Cash Flow Investments: Secure Income, Preserve Capital
Discover why cash flow investments backed by real estate are outperforming traditional assets in 2025.
In this article, Edwin Epperson II, manager of Blue Bay Fund I, reveals how accredited and sophisticated investors are building generational wealth through debt-based real estate investing. With monthly income, low risk, and high control, these structured strategies are turning the tables on Wall Street. Learn how to invest like a banker—not a gambler—and explore real estate-secured notes that offer protection, liquidity, and returns in any economy.