CIGARS, WHISKEY & CAPITAL JOURNAL

Disciplined Thinking. Enduring Capital.

Cigars, Whiskey & Capital is Blue Bay Fund’s investment journal and perspective on alternative investment solutions. A place where disciplined private credit, leadership-driven wealth strategy, and long-term capital stewardship meet the mindset of serious investors.

01
Alternative Investment Perspective

02
Private Credit & Income

03
Capital Stewardship & Risk

Investing Edwin D Epperson III Investing Edwin D Epperson III

What Passive Investments Generate Passive Income?

Where can you find these types of passive investments? You can research online for debt funds, as well as crowdfunding sites to invest in loans. You can also visit your local real estate clubs and network with active investors and builders to finance their projects. However, in most cases, you must have all the money the borrower requests to make the loan. Does the investor need $1M to build a new SFR house? Well, you need $1M in cash to be able to make the loan. If you invest through a crowdfunding platform, you may be able to invest in a slice of a loan, but you cannot research and conduct your due diligence on that loan. You have to invest “blindly” into these crowdfunding loans, trusting that the crowdfund manager properly underwrote each loan and mitigated the risks appropriately

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